Payment rails for Philippine online sellers
JDPay Solutions helps MSME online sellers get paid through QR Ph, pay out via InstaPay and PESONet, and track settlement clearly — with one dashboard and one API.
Scan to pay with any QR Ph bank or e-wallet
Amount
₱ 2,500.00
Settles
T+0 where eligible
Built on the QR Ph standard and the InstaPay & PESONet networks, through licensed bank and e-money partners.
What we do
A focused merchant payments stack
A deliberately narrow scope, built well: collect, disburse, and settle for Philippine online sellers.
QR Ph Collections
Accept payments from any QR Ph-enabled bank or e-wallet through hosted payment links and dynamic QR screens — no app build required.
- Hosted checkout & payment links
- Dynamic + static QR Ph
- Real-time payment notifications
InstaPay & PESONet Payouts
Disburse to any Philippine bank or e-wallet account via InstaPay (real-time) and PESONet (batch) straight from your dashboard or API.
- Single & batch disbursements
- InstaPay real-time + PESONet
- Maker-checker approvals
Clear settlement visibility
Track available, clearing, reserved, and held funds on one ledger. T+0 availability applies where the rail and risk posture support it; deferred channels target T+1.
- T+0 where supported · T+1 deferred target
- Transaction-level ledger
- Exportable reports & reconciliation
How it works
Live in three steps
Onboard & verify
Apply, complete KYC/merchant due diligence, and get your environment provisioned.
Collect via QR Ph
Share payment links or display dynamic QR Ph at checkout to get paid instantly.
Disburse & settle
Pay out via InstaPay/PESONet and receive same-day settlement with full reporting.
Who it's for
Marketplace sellers
Shopee, Lazada and similar sellers needing off-platform collection and payouts.
Social-commerce sellers
Instagram, Facebook and chat-based sellers using hosted QR Ph payment links.
API merchants
Verified businesses integrating collections and batch disbursements over our API.
Security & compliance
Security is the foundation
We are building JDPay on bank-grade controls and a consumer-protection-first posture, aligned with BSP expectations for payment operators.
Consumer assistance & complaintsEncryption at rest
Sensitive data is encrypted in our databases with a managed data-encryption key.
Signed API requests
Every API call is cryptographically signature-verified for authenticity and integrity.
Mandatory 2FA
Two-factor authentication is required on every dashboard login.
AML / CTPF controls
Merchant due diligence, screening, and transaction monitoring by design.
Our regulatory status
Operator of Payment Systems (OPS) / Merchant Acquisition License application in process with the Bangko Sentral ng Pilipinas (BSP).
JDPay Solutions Inc. is a pre-launch applicant. Products and services described here are being built toward go-live and are not yet offered as live production services.
Ready to get paid the modern way?
Tell us about your business and we'll help you go live with QR Ph collections and InstaPay/PESONet payouts.